Cost to File Bankruptcy in Alaska (2024)

Bankruptcy can feel like an overwhelming journey, but understanding the cost to file and the estimated bankruptcy attorney fees in Alaska is the first step.
Information in this article does not constitute legal advice, it is for informational purposes only, and may not constitute the most up-to-date information. Readers should contact their attorney for advice on any particular legal matter.

The cost of filing bankruptcy in Alaska may seem straightforward at first glance, but it's a bit more complicated. In 2024, the filing fee for a Chapter 7 bankruptcy is $338, while a Chapter 13 bankruptcy costs $313. However, there are additional factors to consider, such as whether you choose to hire a bankruptcy attorney and if you qualify for fee waivers.

First things first, let's talk about attorney fees. Now, we did some digging and spent around $1,000 on a database called PACER. It's a public record that provides information on bankruptcy attorney fees. As of 2024, we found that the Chapter 7 attorney fee range in Alaska can be anywhere from $1,170 to $1,500. Keep in mind, though, that this is just an estimate. If you want a more accurate figure based on your specific location in Alaska, we've got a free bankruptcy cost calculator below that may help.

If you're anything like me, you're probably wondering how you can afford bankruptcy in Alaska, especially when it's already tough to pay the bills, with interest rates and inflation still causing headaches in 2024. Sure, some bankruptcy costs like filing fees and credit counseling courses are pretty similar across the board. But when it comes to attorney fees, they can vary wildly depending on whether you're in Anchorage or Juneau.

The purpose of this article is to give you an idea of the all-in costs involved in filing for bankruptcy in Alaska. We'll cover two main things: bankruptcy attorney fees and bankruptcy filing costs.

Estimate the All-In Bankruptcy Cost in Your Zip Code

We've been getting a ton of questions about the cost of bankruptcy in Alaska. So, we went ahead and created a database of attorney fees just for you. Now, you can easily estimate how much bankruptcy might set you back in your city in Alaska. To get an estimate tailored to your specific location, all you need to do is enter your zip code below. 

1. Actual Lawyer Costs By District In Alaska

We've already discussed a range of bankruptcy expenses in our posts for various circumstances. There are a few additional factors that will impact the total when bankruptcy is considered. A few instances include the location of the bankruptcy attorney, the intricacy of the case, and the attorney's expertise level. Geographical location has a major impact on prospective costs as well. To help you through the process and provide an explanation of the costs in your location, we wrote the essay that is included. Let's examine the real expenses that were provided in the filing data that Pacer provided in more detail. 

Alaska District

Covering a substantial area, the District of Alaska includes major cities like Anchorage, Fairbanks, and Juneau. Operating within the Alaska Time zone, this district spans 27 counties. It features a central courthouse in Anchorage and additional court facilities throughout the district, overseen by 3 active district judges and 2 magistrate judges. The diverse economic activities and dynamic communities in Alaska's District contribute to the overall richness of the region.

For residents in proximity to these major areas within Alaska's District, the expected bankruptcy filing cost can vary, often falling within a range from $1,900.00 to $2,662.00. It's crucial to bear in mind that this is an estimate, and actual expenses may fluctuate based on factors such as your financial situation and the choice of legal representation.

2. Chapter 13 Bankruptcy Attorney Fees Alaska

Chapter 13 bankruptcy attorney fees in Alaska can set you back around $3,500. The actual cost may vary depending on the district you're in. Here's the deal: Chapter 13 fees are similar across the board. They're based on something called "no-look fees," which are a fair and reasonable cost for the services provided. So, you can expect some consistency in the pricing It's essential to consider whether the attorney charges an hourly rate for any extra work that might come up after you've filed for Chapter 13 bankruptcy. This is where things can get a bit tricky. You'll want to make sure you're aware of any potential additional costs so that you don't end up with any surprises down the road. It's important to understand the factors that contribute to the cost. The good news is that there's some predictability in the fees, thanks to those no-look fees. Just be sure to have a chat with your attorney about any potential hourly rates for additional work, and you'll be well-prepared to navigate the bankruptcy process.

3. Bankruptcy Filing Costs

Bankruptcy filing costs are pretty much the same all over the United States, not just in Alaska. So, if you're thinking about filing for bankruptcy, it's important to know about the other costs involved. Let's take a look at what you need to consider.

Bankruptcy Filing Fees

The US Courthouse has a fee schedule and bankruptcy forms that lays it all out for you.

Now, if you're going for Chapter 7 bankruptcy, the filing fee is $338. That's broken down into a $245 filing fee, a $78 administrative fee, and a $15 trustee surcharge.

If Chapter 13 bankruptcy seems more like the way to go, the filing fee is a bit lower at $313. That includes a $235 filing fee and a $78 administrative fee. And in other cases, you might even be able to get the fee waived altogether.

Alaska Filing Fee Waiver Guidelines

If you're thinking about filing for Chapter 7 bankruptcy, you might be eligible to have your filing fees waived if your income falls below 150% of the poverty guidelines in Alaska. Be sure to check out Chapter 7 Bankruptcy Alaska Income Limit.

Mandatory Course Costs

When you're in a tough financial spot and decide to file for bankruptcy, there are a couple of courses you need to take in Alaska. You can usually complete these courses online, which is super convenient. But before you jump in, there's something you should know - these courses have to be approved. Be sure to look at the list of approved credit counseling courses and debtor education courses in Alaska. The courses usually cost between $10 and $50 each. So, you can plan your budget accordingly.

Miscellaneous Costs

If you've got a meeting of creditors coming up at the courthouse, it's important to know that you might have to shell out some cash for transportation to get there. On top of that, you might also have to cover the cost of a credit report for your attorney. Your attorney might be able to lend a hand with getting that credit report sorted. Let's talk numbers. You're probably wondering how much this whole transportation thing is gonna set you back.

We’ve made it easier for you to figure that out by hovering over to your district using this interactive map below showing bankruptcy courthouses in Alaska by division and looking up your nearest bankruptcy court.

Will Inflation Affect the Cost To File Bankruptcy in Alaska?

Filing fees for Chapter 7 and Chapter 13 bankruptcy cases have been updated. The Chapter 7 fee went up from $335 to $338, while the Chapter 13 fee increased from $310 to $313. Now, I know what you're thinking, "Is this slight change going to hurt my wallet?" The increase is so small that it's unlikely to make a significant dent.

You might see some inflation when it comes to attorney fees. Why, you ask? Well, inflation can put pressure on bankruptcy attorneys to shell out more money for their employees and deal with higher living costs themselves, especially in cities like Juneau or Fairbanks, or anywhere else in Alaska for that matter.

Would My Bankruptcy Cost Be Higher in Anchorage Than in Fairbanks?

Anchorage, being the most populous city in Alaska with a population of 291,538 people, might make you think that bankruptcy attorney fees would be through the roof there. 

While the cost of hiring a bankruptcy attorney might be higher in Anchorage, there's a silver lining. With more attorneys in the mix, the competition heats up and prices drop. So, believe it or not, you might find that the total cost of filing bankruptcy, including those attorney fees, could be much higher in your city than in Anchorage.

Most bankruptcy attorneys offer free consultations. You can get multiple perspectives without spending a dime. Our bankruptcy cost calculator below takes all these variables into account to give you an estimate of the all-in cost.

Why Do Some Attorneys Charge Higher Chapter 7 Bankruptcy Fees? 

When it comes to bankruptcy attorneys in Juneau, you might be surprised to find that the price tags can vary quite a bit between two attorneys. 

Now, here's the scoop on Chapter 13 bankruptcy attorneys in Fairbanks. These folks usually charge the same amount, thanks to something called the "no-look fee." It's a standard fee for the services they provide. However, when it comes to Chapter 7 bankruptcy attorneys, it's a whole different ballgame. So, you better buckle up and make sure you know what you're paying for.

So, what factors determine the cost of a bankruptcy lawyer? Let me break it down for you:

  1. The type of chapter you're filing – Chapter 7 or Chapter 13. That's a biggie.
  2. The complexity of your case – whether you have assets or not. Trust me, it makes a difference.
  3. Your location – where you hang your hat can impact the price tag.
  4. The lawyer's connections – who they know can play a role in the cost.
  5. The lawyer's expertise – how many years they've been in the game. Experience ain't cheap, my friend.

Imagine you're making $10,000 above the median income for Alaska, and you want to file for Chapter 7 bankruptcy. Well, in that case, the attorney might have to dig a little deeper. They'll need to look at your expenses to see if you even qualify for Chapter 7, despite your higher income. 

If you're curious to learn more about bankruptcy lawyer fees and how they work, I recommend checking out this article: Understanding Bankruptcy Lawyer Fees. It's always good to be informed before making any decisions, especially when it comes to something as important as your financial future.


I hope this article has shed some light on the costs of filing bankruptcy with a bankruptcy lawyer in Alaska. If you have any questions, feel free to reach out. And if you want to get a more precise estimate, you can try out the free Alaska bankruptcy cost calculator below. It'll give you a better idea of what you're looking at.

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