Cost to File Bankruptcy in Connecticut (2024)

Bankruptcy can feel like an overwhelming journey, but understanding the cost to file and the estimated bankruptcy attorney fees in Connecticut is the first step.
Information in this article does not constitute legal advice, it is for informational purposes only, and may not constitute the most up-to-date information. Readers should contact their attorney for advice on any particular legal matter.

The cost of filing for bankruptcy in Connecticut may seem straightforward at first, but there are a few factors that can complicate things. In 2024, the filing fee for a Chapter 7 bankruptcy is $338, while it's $313 for a Chapter 13 bankruptcy. However, if you decide to hire a bankruptcy attorney or if you're trying to get the filing fees waived, the answer becomes a bit more nuanced.

We went the extra mile to provide you with an accurate estimate of attorney fees in Connecticut. We dug into the public records database called PACER, spending around $1,000 to gather the information. As of 2024, we found that Chapter 7 attorney fees can range between $1,150 and $1,650. Keep in mind that this is still just an estimate. If you want a more precise estimate based on your specific location in Connecticut, feel free to use our free bankruptcy cost calculator below.

You’re probably wondering how can you afford the cost of bankruptcy in Connecticut when it's already tough to pay your bills, especially with interest rates and inflation still causing headaches in 2024. It's a valid concern that many people share. While some bankruptcy costs, like the filing fee and credit counseling courses, tend to be relatively similar, the real game-changer is the attorney fees. Depending on whether you're in Bridgeport or New Haven, the range can vary dramatically.

So, in this article, we're here to break down the estimated all-in costs for you, focusing on two main components:

  1. Bankruptcy Attorney Fees
  2. Bankruptcy Filing Costs

Estimate the All-In Bankruptcy Cost in Your Zip Code

We've been getting a lot of questions about the cost of bankruptcy in Connecticut, so we decided to do something about it. We've created a database of attorney fees, all you need to do is enter your zip code below, and we'll give you an estimate of how much bankruptcy might cost in your city in Connecticut. 

1. Actual Lawyer Costs By District In Connecticut

We've already written on a variety of bankruptcy costs for different situations. But when bankruptcy is factored in, there are a couple more things that will affect the total. Several factors may include the bankruptcy attorney's location, the intricacy of the case, and the lawyer's degree of experience. Furthermore, location has a significant role in determining what you might pay. We've created an article that will guide you through the procedure and explain prices specific to your area below. Let's take a closer look at the actual expenses listed in the Pacer file data. 

Connecticut District

Encompassing a significant expanse, the District of Connecticut includes major urban centers like Hartford, Bridgeport, and New Haven. Operating within the Eastern Time zone, this district spans 8 counties. It features a central courthouse in New Haven and additional court facilities throughout the district, overseen by 4 active district judges and 2 magistrate judges. The varied economic activities and vibrant communities in Connecticut's District contribute to the overall richness of the region.

For residents in proximity to these major areas within Connecticut's District, the expected bankruptcy filing cost can vary, often falling within a range from $1,900.00 to $2,500.00. It's crucial to keep in mind that this is an estimate, and actual expenses may fluctuate based on factors such as your financial situation and the choice of legal representation.

2. Chapter 13 Bankruptcy Attorney Fees Connecticut

Chapter 13 bankruptcy attorneys in Connecticut can charge around $3,000. However, the actual fee may vary depending on the district. Unlike Chapter 7 attorney fees, Chapter 13 fees are often quite similar. This is because of something called "no-look fees," which are considered a fair and reasonable cost for the services provided. These fees are predetermined and aim to simplify the process for both the attorney and the client. That being said, it's still a good idea to check if the attorney charges an hourly rate for any additional work that may be required after filing for Chapter 13 bankruptcy. It's always better to have all the information upfront to avoid any surprises later on.

3. Bankruptcy Filing Costs

Bankruptcy filing costs are pretty much the same all over the United States. Not just in Connecticut, however, here are a few other costs you should keep in mind if you're thinking about filing for bankruptcy. Let's dive in and check them out.

Bankruptcy Filing Fees

The US Courthouse has a fee schedule and bankruptcy forms that lays it all out for you.

Now, if you're going for Chapter 7 bankruptcy, the filing fee is $338. That's broken down into a $245 filing fee, a $78 administrative fee, and a $15 trustee surcharge.

If Chapter 13 bankruptcy seems more like the way to go, the filing fee is a bit lower at $313. That includes a $235 filing fee and a $78 administrative fee. And in other cases, you might even be able to get the fee waived altogether. Check out the Connecticut filing fee information here. It's worth a look if you're in a tight spot.

Connecticut Filing Fee Waiver Guidelines

If you're thinking about filing for Chapter 7 bankruptcy, then there's a chance you can get your filing fees waived if your income falls below 150% of the Connecticut poverty guidelines. Be sure to check out Chapter 7 Bankruptcy Connecticut Income Limit.

Mandatory Course Costs

There are a couple of things you need to do when you file for bankruptcy. First off, you'll have to take two courses: a credit counseling course and a debtor education course. Don't worry, though, you can usually take both of these courses online, which makes it super convenient. Now, let's talk about the cost. On average, these courses will set you back around $10 to $50 each. Just keep in mind that the courses you take have to be approved. Be sure to check out the credit counseling course, and the debtor education courses.

Miscellaneous Costs

If you've got a meeting of creditors coming up at the courthouse, it's important to know that you might have to shell out some cash for transportation to get there. On top of that, you might also have to cover the cost of a credit report for your attorney. Your attorney might be able to lend a hand with getting that credit report sorted. Let's talk numbers. You're probably wondering how much this whole transportation thing is gonna set you back.

We’ve made it easier for you to figure that out by hovering over to your district using this interactive map below showing bankruptcy courthouses in Connecticut by division and looking up your nearest bankruptcy court.

Will Inflation Affect the Cost To File Bankruptcy in Connecticut?

When it comes to the filing fee for Chapter 7 bankruptcy, there have been some updates. The fee has gone up from $335 to $338. And for Chapter 13 bankruptcy, it has increased from $310 to $313. These changes are so minor that I wouldn't expect them to put a damper on your financial situation. But what about those attorney fees? Well, here's the deal. Inflation can have a sneaky way of making attorneys shell out more money to their hardworking employees. And let's not forget the higher costs of living that attorneys themselves have to deal with, especially in bustling cities like New Haven or Stamford, or anywhere else across Connecticut. So, yeah, there might be a bit of inflation creeping into those attorney fee costs. While there may be some inflationary effects on attorney fees, it's important to remember that the impact might not be too significant.

Would My Bankruptcy Cost Be Higher in Bridgeport Than in Stamford?

You might be pondering whether it's better to hire a local attorney or head to a bigger city like New Haven to save some money on bankruptcy costs. 

Bridgeport, with a population of 144,900, takes the crown as the most populous city in Connecticut. So, naturally, you might assume that bankruptcy attorney fees would be sky-high in Bridgeport compared to a place like Stamford.

While the cost might be a tad higher in Bridgeport, there's a silver lining. You see, with more bankruptcy attorneys in the mix, there's fierce competition, leading to some price drops. So, believe it or not, you might end up shelling out more money for bankruptcy fees in your city than in Bridgeport.

Most bankruptcy attorneys offer free consultations. You can get multiple perspectives without spending a dime. Our bankruptcy cost calculator below takes all these variables into account to give you an estimate of the all-in cost.

Why Do Some Attorneys Charge Higher Chapter 7 Bankruptcy Fees? 

So, you're in a tough spot and considering bankruptcy. It's a big decision and one that can have a lasting impact on your financial future. One of the things you may be wondering about is how much it's going to cost you to hire a bankruptcy attorney.

If you're filing for Chapter 13 bankruptcy in Stamford, the attorney fees are usually pretty standard. There's something called a "no-look fee" that attorneys charge for their services, and it's the same across the board. 

If you're considering Chapter 7 bankruptcy, things can get a little trickier. The attorney fees for Chapter 7 can vary quite a bit. So, it's important to understand what you're paying for and what you're getting in return.

There are a few factors that can affect the cost of hiring a bankruptcy lawyer:

  1. The type of bankruptcy you're filing - Chapter 7 or Chapter 13.
  2. The complexity of your case - whether you have assets or not.
  3. Your location - where you're filing for bankruptcy.
  4. The level of connection you have with the attorney.
  5. The attorney's expertise - how many years of experience they have.

Let me give you an example to help you understand. Let's say you're making $10,000 more than the median income for Connecticut, but you still want to file for Chapter 7 bankruptcy. In this case, the attorney may need to spend extra time reviewing your expenses to see if you qualify for Chapter 7 despite your higher income. And as you can guess, extra time means extra money.

If you're curious to learn more about bankruptcy lawyer fees and how they work, I recommend checking out this article: Understanding Bankruptcy Lawyer Fees. It's always good to be informed before making any decisions, especially when it comes to something as important as your financial future.


Now, I hope this article has shed some light on the costs of filing bankruptcy with a lawyer in Connecticut. If you've got any questions, feel free to reach out. And if you wanna get a rough estimate of how much it might cost you, check out the Connecticut bankruptcy cost calculator below.

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